Home Buyer HQ

❗Added 1/14/2025: Best Time To Buy A Home Checklist PDF

Home Buyer HQ is a resource hub for all of my digital resources designed to guide prospective home buyers through the entire buying process. It offers easy-to-follow guides, expert advice, educational tools, and a supportive community to help users make informed decisions. Gumroad does not allow me remove the "name a fair price" thing so simply type "0" to get it for free.

Currently, here is what you will get

1. 🧮 Budget Breakdown Spreadsheet

The spreadsheet helps determine financial qualifications and affordability by providing a clear breakdown of income, budget allocations, and ideal mortgage payments.

It helps you determine what you can qualify for vs. what you can afford by:

1. Calculating Ideal Mortgage Payments: Based on different percentages of your net income.
2. Budget Allocation: Divides your income into Needs, Wants, and Savings, ensuring balanced financial planning.
3. Tracking Expenses: Monitors actual spending against your budget to keep finances on track.
4. Debt Status: Keeps track of debts to maintain financial health and determine mortgage qualification.

2. 🧮 Cash To Close Calculator

Calculate exactly how much cash you need to close on your dream home. This tool helps you:

1. Determine Down Payment: Based on your purchase price and loan type.
2. Plan Emergency Fund: Ensure you have enough savings for essentials.
3. Estimate Costs: Includes inspections, appraisals, and closing costs.
4. Track Your Goal: Monitor your progress towards the total amount needed.

3. 🧮 Timeline Tool

From assembling your expert team and getting pre-qualified to visiting homes, making offers, and closing the deal, this tool gives you a clear outline of how your home buying process should look like based off your desired close date.

4. 🧮 Home Inspection Helper

Easily organize and prioritize your home inspection concerns.

1. List Your Concerns: Paste all your inspection issues into the tool.
2. Sort by Importance: Arrange by cost of repair, severity level, location, and priority.
3. Action Plan: Get clear on what needs to be addressed, repaired, or negotiated.

5. 📽️ Purchase Contract Walkthrough + PDF

Ensure Your Home Purchase Goes Smoothly! Watch a walkthrough of my local pre estate purchase contract and use the attached PDF to help you determine the important dates to find out.

• Key Dates: Learn to identify and understand crucial dates like Close of Escrow.
• Financial Clarity: Verify offer price, earnest money, and down payment accuracy.
• Included Items: Know exactly what appliances and fixtures come with your new home.
• Inspection Tips: Navigate the inspection period and handle any issues effectively.

6. Best Time To Buy A Home Checklist PDF

When I was brainstorming a video about the common things I have seen excellent home buyers have, I noticed I was making a pretty sweet check list that I think would bring a lot of value to people.

So I decided to make this PDF as a bonus to the video I made about this topic. I took a gamble and made it in the style as my Dungeons & Dragons Lore Books and Handbooks since I enjoy reading them even though I don't have the chance to play as often.

+ MORE COMING