Home Buyer HQ - Home Buyer Digital Resources
Home Buyer HQ is a resource hub designed to guide prospective home buyers through the entire buying process. It offers easy-to-follow guides, expert advice, educational tools, and a supportive community to help users make informed decisions.
Currently, here is what you will get
1. 🧮 Budget Breakdown Spreadsheet
The spreadsheet helps determine financial qualifications and affordability by providing a clear breakdown of income, budget allocations, and ideal mortgage payments.
It helps you determine what you can qualify for vs. what you can afford by:
- Calculating Ideal Mortgage Payments: Based on different percentages of your net income.
- Budget Allocation: Divides your income into Needs, Wants, and Savings, ensuring balanced financial planning.
- Tracking Expenses: Monitors actual spending against your budget to keep finances on track.
- Debt Status: Keeps track of debts to maintain financial health and determine mortgage qualification.
2. 🧮 Cash To Close Calculator
Calculate exactly how much cash you need to close on your dream home. This tool helps you:
- Determine Down Payment: Based on your purchase price and loan type.
- Plan Emergency Fund: Ensure you have enough savings for essentials.
- Estimate Costs: Includes inspections, appraisals, and closing costs.
- Track Your Goal: Monitor your progress towards the total amount needed.
3. 🧮 Timeline Tool
From assembling your expert team and getting pre-qualified to visiting homes, making offers, and closing the deal, this tool gives you a clear outline of how your home buying process should look like based off your desired close date.
4. 🧮 Home Inspection Helper
Easily organize and prioritize your home inspection concerns.
- List Your Concerns: Paste all your inspection issues into the tool.
- Sort by Importance: Arrange by cost of repair, severity level, location, and priority.
- Action Plan: Get clear on what needs to be addressed, repaired, or negotiated.
5. 📽️ Purchase Contract Walkthrough + PDF
Ensure Your Home Purchase Goes Smoothly! Watch a walkthrough of my local pre estate purchase contract and use the attached PDF to help you determine the important dates to find out.
- Key Dates: Learn to identify and understand crucial dates like Close of Escrow.
- Financial Clarity: Verify offer price, earnest money, and down payment accuracy.
- Included Items: Know exactly what appliances and fixtures come with your new home.
- Inspection Tips: Navigate the inspection period and handle any issues effectively.
+ MORE COMING
A Collection of Home Buyer Resources (spreadsheets, videos, pdfs) organized on a Notion Page